USDC payment links · non-custodial · on Base

Get paid like it's 2026, not 1995.

Create a payment link in 10 seconds. Your client pays in USDC and it lands directly in your wallet — settled in seconds, for pennies. No chargebacks. No 3% card fees. No 5-day holds. We never touch your money.

$0 platform fees ~2 sec settlement on Base 0% chargeback risk 100% your wallet, your money
A card payment can be reversed for 120 days. USDC is final the moment it lands. Wire transfers cost $25–45 and take days. Base costs less than a cent. PayPal holds your money. Cobre never holds anything — it can't. A card payment can be reversed for 120 days. USDC is final the moment it lands. Wire transfers cost $25–45 and take days. Base costs less than a cent. PayPal holds your money. Cobre never holds anything — it can't.

Create a link. Right now.

1

Paste your wallet address

Any Ethereum-compatible address (Coinbase Wallet, MetaMask, Rainbow, a Coinbase account's Base address). This is where the USDC arrives — directly.

2

Set the amount and a note

Invoice #, project name, whatever your client should see.

3

Send the link

Your client opens it, scans a QR or taps to pay from their wallet, and the money is yours in seconds. Final. Irreversible. Done.

USDC on Base network. Double-check this — payments go straight to it.
Preview

Why freelancers are switching

0%

No chargebacks, ever

A USDC payment is final the moment it confirms. No client can claw back money for finished work four months later. The #1 reason agencies are moving off cards.

~2s

Settled in seconds

Base network confirms in about two seconds and costs less than a cent. Compare that to a $35 international wire that takes three business days.

🔒

Non-custodial by design

Cobre generates the link — your client's wallet pays your wallet directly. We have no account, no balance, no ability to touch, hold, or freeze your money. Ever.

Coming soon · pending regulatory partnerships

Card payments in. USDC out.

The next chapter: your US clients pay an invoice by credit card or bank transfer, and you receive USDC in your wallet — anywhere in the world. We're building it on fully licensed rails, so it launches right the first time. Get on the list and you're first in.

Straight answers

What is USDC?

A digital dollar issued by Circle, a regulated US company. 1 USDC is redeemable for 1 US dollar, backed by cash and short-term US Treasuries. It's the stablecoin used by Stripe, Visa, and Coinbase.

How does my client pay?

They open your link, scan the QR code with any wallet app (Coinbase Wallet, MetaMask, Rainbow) or tap the pay button on mobile. If they don't have USDC yet, they can buy it in about two minutes on Coinbase and send it to the address shown.

How do I turn USDC into dollars in my bank?

Send it to your Coinbase account and cash out to your bank — usually same-day via ACH. Many freelancers just keep it in USDC and spend it with a crypto-linked debit card.

What does Cobre cost?

Nothing. The link generator is free and non-custodial. Your only cost is the Base network fee — typically under one cent.

Do you hold my money at any point?

No, and we couldn't if we wanted to. The payment goes wallet-to-wallet on a public network. Cobre just formats the request. That's the whole point.